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Human-in-the-Loop Isn't a Control If the Human Is Drowning

Every AI tool sold into a regulated firm ships with a human approval step. Few firms check whether thehuman can keep up. When they can't, the control exists only on paper.

I've written before about AI deployments that remove the human entirely. The more common failure inregulated firms is quieter. Last time the question was whether the human was there. This time it's whetherthey can do the job they're there for.

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